Every six months your auto insurance company mails you a declarations page (AKA “dec page”) listing your coverages, amounts of coverage, and premium. To ensure you’re protected in the event of a lawsuit or bodily injury claim, it is important to understand the coverages you’ve purchased. I’ll stick with just three coverages for now: Liability […]
I’ve often said that insurance is one of the few products folks purchase that they hope they’ll never need to use. It’s like death and taxes: nobody ever wants to talk about it, or plan for the possible rainy days ahead. While DeFusco Law represents individuals who have been harmed by others, we always review […]
In Arizona, twenty-two percent of motorists are uninsured, the fifth highest rate in the country (Insurance Research Council, Uninsured Motorists, 2006 ed.). Many more are “underinsured” and carry state-mandated minimum liability coverage of $15,000/$30,000. Most of us have liability insurance as part of our auto insurance policy. But liability insurance will not cover you and […]
Ah, the wonderful world of insurance. It has often been said that insurance is the one product you purchase that you hope you’ll never use. Think about it: If you suffer a loss (house fire, damage to property, accident causing major medical expenses, etc.), your insurance is designed to pay for your loss. If someone […]
In Arizona, twenty-two percent of motorists are uninsured, the fifth highest rate in the country (Insurance Research Council, Uninsured Motorists, 2006 ed.). Many more are “underinsured” and carry state-mandated minimum liability coverage of $15,000/$30,000. Most of us have liability insurance as part of our auto insurance policy. But liability insurance will not cover you and […]
