Category Archives: Auto Insurance

Auto Insurance: What’s a Dec Page, and What Do Those Numbers Mean?

Every six months your auto insurance company mails you a declarations page (AKA “dec page”) listing your coverages, amounts of coverage, and premium.  To ensure you’re protected in the event of a lawsuit or bodily injury claim, it is important to understand the coverages you’ve purchased. I’ll stick with just three coverages for now:  Liability […]

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Uninsured and Underinsured Motorist Coverages

In Arizona, twenty-two percent of motorists are uninsured, the fifth highest rate in the country (Insurance Research Council, Uninsured Motorists, 2006 ed.).  Many more are “underinsured” and carry state-mandated minimum liability coverage of $15,000/$30,000.  Most of us have liability insurance as part of our auto insurance policy.  But liability insurance will not cover you and […]

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Auto Insurance: Uninsured and Underinsured Motorist Coverage

In Arizona, twenty-two percent of motorists are uninsured, the fifth highest rate in the country (Insurance Research Council, Uninsured Motorists, 2006 ed.).  Many more are “underinsured” and carry state-mandated minimum liability coverage of $15,000/$30,000.  Most of us have liability insurance as part of our auto insurance policy.  But liability insurance will not cover you and […]

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